# Essentials of Zakaat Course | Lesson 4 | Mufti Zahid Hussain - Type: Lecture - By: TheSunniWay - Extent: 90 min - Reference: https://www.youtube.com/watch?v=hTII1IlqAV4 - Original source: https://www.youtube.com/watch?v=hTII1IlqAV4 - Canonical URL: https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h - Publisher: Noor E Nabi (https://noorenabi.org) This lecture details the rules governing the distribution of *Zakat* and identifies the specific categories of individuals eligible to receive it. It establishes that the primary condition for a beneficiary is that they must be a *Faqir*, defined as someone whose net worth of assets—excluding initial needs—does not reach the *Nisaab* threshold. The teaching clarifies that while certain groups like the *'Amilin* (collectors) were historically eligible, they are not relevant in contemporary contexts unless they qualify as *Faqir* themselves. The work also outlines the essential conditions for a valid distribution, emphasizing that the benefactor must transfer full ownership of the assets to the recipient and maintain the intention of *Zakat* at the time of that transfer. --- ## Key topics & takeaways ### Eligible beneficiaries - **The poor (*Faqir*)** — defined as an individual whose net worth of assets, excluding initial needs, does not reach the *Nisaab* ([72:38](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=4358)) - **The destitute** — individuals in need of food and clothing, for whom begging is permissible ([73:48](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=4428)) - **The debtor** — a person whose net worth is negative or below the *Nisaab* and who lacks non-zakatable assets that could be sold to reach the threshold ([75:48](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=4548)) - **The path of Allah (*fi sabilillah*)** — includes individuals who wish to perform *Jihad* or study the *Deen* but lack the funds, provided they have freed themselves for that sole purpose ([76:48](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=4608)) - **Hajj pilgrims** — it is permissible to provide *Zakat* to a *Faqir* to enable them to perform *Hajj* ([78:18](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=4698)) - **The traveler (*ibnussabil*)** — a traveler who is stranded and lacks access to their wealth, even if they are wealthy at home; they may receive only the amount required to fulfill their immediate need ([79:48](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=4788)) - **The creditor** — a person who is owed money but cannot access it because the debt is not yet due, the debtor has denied it, or the creditor cannot contact them; they may receive *Zakat* to meet their immediate needs ([81:18](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=4878)) ### Ineligible beneficiaries - **Parents and grandparents (*usul*)** — the roots of the benefactor cannot receive their *Zakat* ([82:48](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=4968)) - **Children and grandchildren (*furu'*)** — the branches of the benefactor cannot receive their *Zakat* ([83:18](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=4998)) - **Bani Hashim** — the household of the Messenger of Allah, including the descendants of Sayyiduna Ali, Sayyiduna Ja'far, Sayyiduna 'Aqil, Sayyiduna 'Abbas, and Sayyiduna Harith, are ineligible ([84:18](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=5058)) - **Spouse** — husband and wife cannot be beneficiaries of each other's *Zakat* ([85:18](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=5118)) - **Non-Muslims** — it is not permissible to give *Zakat* to non-Muslims, though voluntary charity may be given under specific conditions of benefit to the Muslim community ([86:18](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=5178)) - **Pubescent children (*nabaligh*)** — they cannot receive *Zakat* directly as they lack the capacity for legal possession, though a guardian may take possession on their behalf ([87:48](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=5268)) - **The insane (*ghayr 'aqil*)** — they are ineligible for direct possession, but a guardian may receive *Zakat* for them ([88:48](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=5328)) - **The wealthy (*ghani*)** — anyone who owns assets equivalent to the *Nisaab* of silver is ineligible to receive *Zakat* ([89:18](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=5358)) ### Rules of distribution - **Transfer of ownership (*Tamlik*)** — *Zakat* is only valid if the benefactor transfers full rights and ownership of the asset to the beneficiary ([93:18](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=5598)) - **Intention (*Niyyat*)** — the intention to pay *Zakat* must be present at the time of transferring the asset or at the time of separating the asset from one's wealth ([94:48](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=5688)) - **Invalidity of benefits** — merely allowing a poor person to use an asset, such as providing a house to stay in without transferring ownership, does not fulfill the obligation of *Zakat* ([96:18](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=5778)) - **Retroactive intention** — if money is given to a beneficiary without the initial intention of *Zakat*, it is only valid if the beneficiary has not yet spent the money and the benefactor makes the intention while the money is still in the beneficiary's possession ([98:18](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=5898)) - **Pension funds** — *Zakat* is obligatory on pension funds because they are in the owner's possession, but the obligation to pay (*Wujub-e-Ada*) occurs when the funds are received; it is recommended to pay annually to avoid difficulty ([129:36](https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h?t=7776)) --- From the Noor E Nabi library. Quote with attribution and a link to https://noorenabi.org/knowledge-base/k-essentials-of-zakaat-course-lesson-4-mufti-zahid-h.